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Get NCCPR’s New Citizen's Guide to the NC Legislature App!

Created by the N.C. Center for Public Policy Research, this 2015-2016 Citizen’s Guide to the N.C. Legislature mobile app edition contains contact and biographical information for all members of the N.C. General Assembly in individual legislator profiles. The app is generously sponsored by EMC2 and available for free download on iOS devices.

Download from the App store here!

You will also find analysis and insights like:

• Highlights and Trends for Legislators’ Demographics and Occupations

• Bills that generated statewide attention during the past legislative session and how each legislator voted on the significant legislation

• Legislative effectiveness, attendance, and voting participation rankings

• District maps and committee assignments


AHP Applications June 1 – Register for a Webinar

Real estate equity is available for your project! If you are a housing developer, public entity, contractor, or community builder looking for funding for affordable housing, FHLBank Atlanta can help!

FHLBank Atlanta's 2015 Affordable Housing Program (AHP) Competitive will award up to $500,000 per project in real estate equity to the Bank's member financial institutions and their community housing partners (project sponsors) for the acquisition, construction, rehabilitation, and development of affordable rental and ownership housing.

Applications will be available beginning June 1, 2015. The deadline for submitting applications and all supporting documentation is July 2, 2015.

Learn More!
We have exciting enhancements in store for 2015, including new income limits. Join us for a webinar to learn about AHP requirements and important tips for submitting a successful application. We are offering sessions for new project sponsors and experienced sponsors. Find a date that works for you below and follow the link to pre-register.

How to be a Successful AHP Applicant Webinar for New Sponsors

How to be a Successful AHP Applicant Webinar for Experienced Sponsors

As an AHP project sponsor, you can access a reliable, flexible source of real estate equity funding that can be deployed quickly and efficiently to support projects of all sizes. Eligible projects include:

  • Apartments
  • Subdivisions
  • Supportive/social services housing
  • Mixed-use developments
  • Single-family homes

Potential applicants must work with an FHLBank Atlanta member financial institution to complete the AHP application. A list of member financial institutions is available on FHLBank Atlanta’s website or you can contact an FHLBank Atlanta team member listed below for assistance.

Other Important Information:

Project sponsors should review the AHP Implementation Plan for application requirements. Those who are new to the AHP must complete a one-time registration before applying for funding. The registration period ends June 30, 2015. Click here for registration instructions. Sponsors that have registered in previous years do not need to register again.

Call us today to discuss opportunities with the AHP. Our team members are experts in housing development and finance and are ready to help you submit a successful application.

Joel Brockmann: 404.888.8156 -

Don Billingsley: 404.888.8341 -

James Monaghan: 404.888.8429 -

Glenn Stewart: 404.888.5348 -

Clarissa Weaver: 404.888.5687 -


Impact of Green Affordable Housing Project – Seeking Input

Southface, an organization working with the construction and development industry and policymakers to forge market-based solutions for creating green jobs, clean energy solutions and sustainable communities, recently received funding for a research project, Impact of Green Affordable Housing. This research project which will investigate the cost-benefit of green affordable housing and sustainable development in the Southeast (AL, GA, NC and SC). Southface is focusing on developments that have received HUD and State allocated subsidies through QAPs from 2009-2011, which will provide us with the minimum twelve months of utility history and operations data for utility tracking purposes. In addition to utility tracking, we’ll be collecting construction and development cost information, from which we will be able to isolate energy and water efficient or “green” technologies and programs to determine the impact on all stakeholders involved (HFAs, property managers/owners and tenants). If you would like more information or to participate, please contact Alex Trachtenberg.


2015 Final Site Scores

Final site scores for the 2015 Housing Credit Applications are now available on our website under the Resources section:

We anticipate the full application being available within the next two weeks – an email will be sent to Applicants announcing its availability.  The tax credit rates to be used for underwriting purposes will be 7.48% and 3.21% (April rates per section VI(B)(3)(a) of the QAP).  As a reminder, full applications are due by noon on May 15, 2015.  While the application and exhibits will be paperless, Applicants are still required to submit a hard copy of the project plans (full size 24 x 36).




You're invited to join the Housing Communications Hub

The Housing Communications HUB  is a free online community from the National Housing Conference that connects you to an incredible resource: colleagues from across the country who share your challenges, uncertainties and successes in communicating about affordable housing. It's a place where you can ask advice, share your experiences and build relationships. 

Whether you work at the local, state or national level, as long as you're interested in communicating effectively about affordable housing, the HUB is for you. The HUB allows you to download resources that will help you plan and execute your communications work, as well as to share your own successful communications products. It also provides discussion forums that allow for dialogue and exchange about housing communications issues with others who are doing this work across the United States. Visit the HUB and join free today!


Are you considering a smoke-free policy but are still not convinced? It all comes down to improving your bottom line.

The sooner you go smoke-free, the sooner you can save money in decreased fire, maintenance, and turnover costs. Adopting a smoke-free policy can also boost your marketing value.

Scott Alderman of Landura Management Associates in Winston-Salem explains why:

“First, there are lower turnover and HVAC ductwork cleaning costs with smoke-free policies. Two, they keep the property cleaner. You’d think there’d be more cigarette butts everywhere, but that’s not the case – our tenants use the receptacles we put out there. Third, the biggest savings has been with fires. Before we were smoke-free, we had two fires within the span of 10 days, which cost us $1.3 million.”

By adopting a smoke-free policy, you can improve your bottom line.

To learn more about how smoke-free policies can save you money:

Visit the NC Division of Public Health’s Smoke-Free Housing Website at:



New Resource: Communicate about Housing More Effectively with the Latest Research, Poll Data and More

The Center for Housing Policy releases a new literature review today by Janet Viveiros and former Center researcher Rebecca Cohen covering research into public opinions on housing affordability issues and how to best communicate around them. The new paper, Building Support for Affordable Homeownership and Rental Choices: A Summary of Research Findings on Public Opinion and Messaging on Affordable Housing, offers housing advocates and practitioners the latest polling data and concepts on how to effectively communicate about housing affordability issues with the public and policymakers. It is the latest report in the Center's Insights from Housing Policy Research series.

Download and read the paper now.

The paper includes a summary of findings that advocates and practitioners can apply directly to their work. A section on Public Opinion Research adds to our understanding of how respondents feel about affordable housing and the people who live in it. A second area on Language and Messaging research describes how respondents react to specific terms and ideas.



Foreclosure Prevention Effort Expanded to Recent Veterans, Furloughed Workers

The North Carolina Finance Agency announces the expansion of the N.C. Foreclosure Prevention Fund to help veterans recently separated from service and military or civilian workers who are currently furloughed or facing an impending furlough.

The state-designed foreclosure prevention program makes mortgage payments for qualified unemployed workers as well as homeowners who have suffered certain other hardships, such as divorce, illness or death of a co-signor, while they look for work or complete job training. The Fund has already helped nearly 14,000 workers who have lost their jobs save their homes, and funding is available to assist another 7,000.

Please direct questions concerning the North Carolina Housing Finance Agency or the N.C. Foreclosure Prevention Fund to: Connie Helmlinger, 919-877-5607 or; or Margaret Matrone, 919-877-5606 or



CFED Announces Asset-Building Integration Learning Cluster

Do you provide affordable housing options to low- and moderate-income families? Do you often ask yourself how you can help your clients follow a monthly budget so they don’t fall behind on their utility bills?

Are you helping unemployed individuals build the skills they need to find and succeed in their next job? Do you ask yourself how you can help these clients open safe, affordable bank accounts so they don’t lose a big portion of their next paycheck to expensive check cashers?

Do you provide critical services to families in times of crisis? Do you wonder what you can do to help these families build an emergency savings account so they are more prepared for future financial crises?

If you answered yes to any of these questions, you should think about joining this Intensive Learning Cluster! In partnership with the Bank of America Charitable Foundation, CFED’s newest Learning Cluster is an 18-month collaboration between CFED and organizations providing services in the housing, workforce development and emergency assistance (critical needs) sectors. Participating in the Learning Cluster can help you incorporate asset-building strategies—such as getting your clients banked, helping people manage their credit or providing access to free tax preparation assistance—into your existing services.

Download the Request for Proposals here.

Organizations who are selected to participate in the Learning Cluster will receive an $8,000 stipend, a full scholarship for CFED’s 2014 Assets Learning Conference in Washington, DC, the opportunity to learn and problem-solve with other members of the Learning Cluster through virtual and in-person convenings, and technical assistance from asset-building experts.

If you are interested in participating, carefully review the Learning Cluster Request for Proposals and submit your project proposal to no later than October 21, 2013. If you have questions, email Kori Hattemer.



New NLIHC report: Housing Spotlight: America’s Affordable Housing Shortage, and How to End It

There were over 10 million renter households with incomes at or below 30% of the area median income in 2011. For these extremely low income families, there were only 3 million affordable and available homes. The National Housing Trust Fund could help end this shortage of over 7 million affordable homes.

These are among some of the findings in NLIHC's new report, Housing Spotlight: America’s Affordable Housing Shortage, and How to End It.

The report provides an in-depth analysis of the growing gap between the number of low income renters and the number of units that are affordable and available to them. This analysis of the 2011 American Community Survey shows that for every 100 extremely low income families, there are only 30 affordable and available rental homes.

Click here to download Housing Spotlight: America’s Affordable Housing Shortage, and How to End It.


New resources on lifecycle underwriting - test the viability of your properties over a 50-year lifecycle

The National Housing Conference and Center for Housing Policy are pleased to announce a suite of materials exploring lifecycle underwriting -- a new way of thinking about the costs of affordable multifamily rental housing.  

Rather than looking simply at the initial costs to develop a property and the ability of a property to remain financially viable for an initial 10- to 20-year period, lifecycle underwriting examines whether a property's finances are sufficient to cover the expected costs of maintaining the property over its full lifecycle, which can be as long as 50 years.

The new materials describe the principles behind lifecycle underwriting, the practical and policy implications of this new approach, and the results of a research study applying this methodology to compare the costs of two methods of producing multifamily affordable housing: new construction and acquisition-rehab.  The materials also include a free online tool that enables users to apply lifecycle underwriting to their own properties.

The materials include:

  • L-Cycle: The Lifecycle Cost Modeling Tool. This free tool enables users to estimate whether a property is likely to have sufficient funds to meet expected capital needs over a full 50-year lifecycle. Users can input basic property characteristics and obtain an estimate of when the property's reserves are likely to show a deficiency under different scenarios, as well as how much in additional funding would be needed to remain viable over a 50-year period.  
  • Comparing the Costs of New Construction and Acquisition-Rehab In Affordable Multifamily Rental Housing. This research working paper uses the lifecycle cost methodology to compare the total cost of developing and maintaining affordable multifamily rental housing over a 50-year period using either acquisition-rehab or new construction. Our analysis of a convenience sample of more than 200 properties found that, all else equal, new construction added approximately $40,000 to $71,000 (25 to 45 percent) per-unit to the lifecycle costs. 

The new materials, available at, were produced by the Center for Housing Policy in partnership with Compass Working Capital and Summit Consulting. The National Housing Conference collaborated with the team on the policy implications paper.



Partnering Landlord Information

The Community Empowerment Fund (CEF) and Housing for New Hope’s programs are of special interest to landlords because of the valuable housing and budget services we provide. We not only help you find tenants for your units, but also to maintain long-term, successful tenants.

Becoming a partnering landlord does not in any way obligate you to use our service, but only confirms that you are open to working with CEF and Housing for New Hope. By becoming a partnering landlord, you can contact us when you have an unoccupied unit to fill or when you have a tenant who needs budget counseling services in order to keep the rent paid.

Why become a partnering landlord?

  • Receive rent payments on time
  • Recruit successful tenants
  • Reduce turnover costs
  • Advertise with us
  • Have an agency to call with tenant concerns

What We Offer

  • Our tenants agree to participate in a “protective payee” service, called Peace of Mind Accounts, which allow our tenants to ensure monthly rent and utilities are paid on time with automatic bill pay services
  • CEF works alongside tenants to create budgets and open savings accounts that can keep tenants paying on time, even in case of emergencies
  • Housing for New Hope prescreens applicants to make sure that all of our tenants have adequate income and access to services in order to be successful, long-term tenants
  • We are someone you can call, and we will do everything in our control to guarantee that our tenants will be the best possible

Invest in your community and become a partner in ending homelessness.

Contact us:

(919) 351-9756

Community Empowerment Fund

Housing for New Hope

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