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New Markets Tax Credit Asset Manager - Durham, NC

The Organization:

Self-Help is a leading national community development financial institution (CDFI) headquartered in Durham, NC. Founded in 1980, Self-Help has provided over $6.9 billion in financing to 112,000 families, individuals and businesses underserved by traditional financial institutions. It helps drive economic development and strengthen communities by financing hundreds of homebuyers each year, as well as nonprofits, child care centers, community health facilities, public charter schools, and residential and commercial real estate projects. The Self-Help family of non-profit organizations includes North Carolina’s Self-Help Credit Union, Self-Help Federal Credit Union, Self-Help Ventures Fund and the Center for Responsible Lending, a national policy and advocacy organization addressing abusive lending practices. Through its credit union network, Self-Help serves over 120,000 people in North Carolina, California, Chicago and Florida and offers a full range of financial products and services. Learn more at www.self-help.org, www.self-helpfcu.org and www.responsiblelending.org.

Position Description:

Manage compliance, eligibility and reporting for the NMTC program and any other programs that may also be assigned.  Serve as liaison with commercial loan officers and underwriters, providing guidance and expertise on NMTC program eligibility, rules and reporting.  Will also manage funder relationships and assist in managing the NMTC advisory board and internal working group.

Essential Responsibilities:

PROGRAM MANAGEMENT

  • Keep abreast of NMTC and other CDFI industry practices and policy changes and serves as advisor to commercial lending on program eligibility and rules.
  • Screen commercial loan prospects for NMTC eligibility.
  • Ensure all NMTC program requirements are being met and document all NMTC investments, as required by program.
  • Prepare proposals for additional NMTC allocations and other structured debt and grants.
  • Assist in managing NMTC advisory board and internal working group, instigating conversations about strategies for achieving program requirements and goals.
  • Develop and maintain trusting relationships with all funders.
  • Represent Self-Help at NMTC conferences, connecting with investors and potential partners for our NMTC and real estate development programs.

REPORTING/OTHER

  • Develop reports for Self-Help’s NMTC working group, NMTC Advisory Board, the CDFI Fund and program investors and lenders.
  • Monitor and track impact of NMTC program to support organizational reporting and marketing.
  • Collect program updates from various teams; tabulate and analyze performance-related data; and compile budget/financial information for reporting to funders and investors.
  • Perform other duties as may be deemed necessary.

Minimum Qualifications:

EDUCATION AND/OR EXPERIENCE

  • Undergraduate degree and 3 years of relevant work experience or graduate degree

KNOWLEDGE, SKILL AND ABILITY

  • Ability to effectively plan, organize and prioritize multiple tasks and/or projects to meet deadlines.
  • Ability to develop and maintain credible and trusting relationships with internal and external partners and to deliver presentations on behalf of Self-Help in a professional and credible manner.
  • Ability to self-motivate, identify challenges and opportunities, and coordinate team responses
  • Accuracy and keen attention to detail with grasp of complex programs
  • Tireless capacity to comprehend government regulations
  • Knowledge of accounting, ability to read and analyze financial statements
  • Proficiency in Microsoft Excel, Word and PowerPoint

Desired Qualifications:

  • Undergraduate degree and 5+ years of relevant work experience or graduate degree and 2+ years of relevant work experience
  • Ability to create and interpret financial projections
  • Experience with the NMTC program

Physical Requirements:

Frequently requires use of manual dexterity and repetitive motions, primarily with the wrists, hands, and/or fingers.  Must be able to occasionally lift and exert force of up to 10 pounds.

Compensation:

Competitive nonprofit salary, based on experience, plus a generous benefits package.

Application:

To apply, send resume and cover letter, describing why you are a fit for this position, to hiringmanager@self-help.org. Please include the position title as the subject.  Application must be received by July 8th, 2016 [NOTE: we have extended this date] to ensure consideration.  Applications received after this date may or may not be considered, depending on the applicant pool.  The position will remain posted until filled. 

Self-Help is committed to providing equal employment opportunities to all persons regardless of race, color, class, age, religion, disability that can be accommodated, marital status, ancestry, nationality, family status or sexual orientation.

 

Risk Manager - CAHEC

Community Affordable Housing Equity Corporation (CAHEC) is currently seeking candidates for a Risk Manager. CAHEC is a non-profit tax-credit syndicator based in Raleigh, NC with the mission to provide communities affordable housing and opportunities for growth and revitalization by investing in qualified tax credit products throughout the southeast and mid-Atlantic region.

This Risk Manager analyzes complex commercial real estate transactions and formulates investment recommendations accordingly. The position determines adherence to underwriting guidelines, credit-worthiness, and regulatory compliance. The position is also responsible for tracking required performance milestones in concert with equity disbursements and loan closings.

Some specific functions include, but are not limited to, the following:

  • Determine the risk profile of potential partners and guarantors in tax credit equity and financing transactions.
  • Collect, review, and interpret relevant data necessary to underwriting analysis.
  • Prepare and present recommendations for investment approvals.
  • Review post-closing documentation for completeness and accuracy.
  • Review and recommend equity funding approvals based on requirements.
  • Monitor an investment’s credit delivery performance and recommend equity adjustments.
  • Participate in formulation and recommendation of departmental goals, objectives, budgeting, policies, and procedures.

Education Requirement

Bachelor’s degree is required. A degree in a related field such as real estate, finance, business, city planning, or economics preferred. A certification of Housing Development Finance Professional (HDFP) is a plus.

Work Experience

Minimum three years in commercial real estate, finance, investment modeling, or underwriting. Direct experience and knowledge of real estate development, partnership legal and taxation issues, or property management principals. Experience with tax credit programs such as Low Income Housing Tax Credits and New Markets Tax Credits is preferred.

Other Requirements

Intermediate Excel and Word skills. Excellent analytical skills. Excellent verbal and written communication skills, coupled with the ability to be diplomatic with all stakeholders. Ability to adapt between details-orientation and the larger business picture.  Ability to collaborate in a team environment.

Compensation: Commensurate with education, experience, and job performance. The position is classified as an exempt position.

Benefits: Competitive benefits package including company-matched 401(k) plan.

CAHEC is an Equal Opportunity Employer. For more information and how to apply: please visit www.cahec.com.

 

 

Executive Director – Housing Assistance Corporation

Housing Assistance Corporation is seeking a proven and successful social entrepreneur executive with political savvy and community development leadership skills to work with the Board of Directors, collaborating organizations, and staff to successfully implement key real estate projects, retool programs, and obtain the necessary commitment from key funders and community leaders.

The new Executive Director must be a business minded but socially conscious individual with proven experience implementing multi-million dollar projects and managing people to achieve team goals. Housing Assistance is prepared to offer the new Executive Director a market-based compensation package based on experience and achievements.

Housing Assistance has a local and regional reputation for being the leading developer of new, high-quality affordable housing in Henderson County, NC. Housing Assistance is the longest operating USDA Rural Development Self Help program grantee in the state of North Carolina, and has developed 291 apartment units, 156 single-family homes, and performed countless home repairs during the last 28 years.

Duties and Responsibilities:

Housing Assistance seeks an energetic, entrepreneurial executive who can bring a full range of leadership and community development skills to the organization, including:

Real Estate Development

  • Oversee successful implementation of Oklawaha Village, a mixed-income multi- and single-family development of almost 100 units.
  • Assist with identification and acquisition of real estate for future multi- and single-family developments.
  • Identify and execute in-fill, major repair, or home replacement development opportunities to create and/or improve local affordable housing availability.

Program Funding and Financing

  • Have the ability to determine funding needs and oversee execution of project/program budgets
  • Knowledge of affordable housing funding and institutional investments
  • Maintain communications with existing funders, public and private
  • Identify new funding sources and pitch proposals to potential investors, financiers, and grantors
  • Assess and report program results to funders and community investors

Organization/ Administration

  • CEO/Executive Director experience a plus with prior major project oversight and management.
  • Budgeting and fiscal management experience with an excellent track record of accomplishments.
  • Oversee administrative staff and program operations.
  • Collaborate with the Board on policy issues and maintains regular communications. Work with the Board President to continue implementation of active Board-led committees with engaged members

Educational Requirements

A bachelor’s degree is required. Candidates with a master’s degree and/or non-profit management program post-graduate training or certificate will be given priority.

To apply please either mail or email a current resume and cover letter no later than July 29, 2016 to:

Hiring Committee
P.O. Box 2057
Hendersonville, NC 38793
info@housing-assistance.com

 

 

Advocacy & Societal Impact Manager - Habitat for Humanity of Wake County

Department: Advocacy

Location: Habitat for Humanity of Wake County Administration Office

Supervisor: President/CEO

SUMMARY:

The Advocacy & Societal Impact Manager reports to the President/CEO to lead the Advocacy & Societal Impact strategies of the affiliate. The Manager will lead the Advocacy efforts so that Habitat Wake fulfills its mission principle to advocate for affordable housing, specifically supporting just and fair housing policy. The Manager will lead the Societal Impact efforts so that Habitat Wake fulfills its mission principle of raising awareness so that shelter is placed on hearts and minds in such powerful ways that poverty housing becomes socially, politically and religiously unacceptable in Wake County.

This is a Full Time Exempt position requiring flexibility to work evening and weekend hours as needed for meetings and projects.

ESSENTIAL FUNCTIONS:

Work Performed – Advocacy:

·         Ground Habitat Wake’s advocacy in the Christian tradition of speaking on behalf of the voiceless.

·         Serve as staff liaison to the board’s Advocacy Committee to shape Habitat Wake’s advocacy agenda and lead the organization in implementing the advocacy agenda.

·         In collaboration with the CEO, speak on behalf of Habitat Wake for its advocacy agenda items.

·         Work with NC Habitat, NC Housing Coalition, Congregations for Social Justice, and others to support Habitat Wake’s advocacy priorities.

·         Engage with the Christian Community Development Association and other faith-based housing practitioners to implement a housing advocacy platform from a Christian social justice perspective.

·         Lead Habitat Wake’s involvement in Advocacy Day and follow up activities.

·         Forge partnership with organizations along the housing continuum so that all may work together to advocate for fair and just local housing policy.

·         Lead Habitat Wake’s participation in World Habitat Day.

·         Lead Habitat Wake’s support for Habitat International (HFHI)’s national and global housing policy.

·         Recruit board members and homebuyers for HFHI’s national lobby day, Habitat on the Hill.

·         Work with the Family and Neighborhood Empowerment team to help homebuyers and neighborhood residents to become housing advocates.

·         Maintain relationships with local, state, and national elected officials to be a trusted advisor on housing issues.

Work Performed –Societal Impact:

  • Lead the housing public awareness efforts of Habitat Wake in partnership with the Communications team.

·         Partner with housing providers along the housing continuum to develop and implement public awareness raising campaigns so that “shelter is placed on hearts and minds in such powerful ways that poverty housing becomes socially, politically and religiously unacceptable”.

·         Lead Habitat Wake’s promotion of HFHI’s Build Louder and Solid Ground campaigns.

·         Prepare and continually update Habitat Wake’s advocacy web page, housing news feed and subscription materials.

·         Lead efforts to engage Habitat Wake’s entire constituency with the housing advocacy message and present opportunities for our constituency to take advocacy actions.

·         Continually prepare and update materials for Habitat Wake’s constituents to study and reflect on housing.

·         Perform research activities to provide analysis to support the public awareness and policy objectives of the organization.

Knowledge, Skills and Abilities Required:

Candidate must have ability to create strategies to meet Advocacy & Societal Impact goals. The ideal candidate will have proven relational abilities. The ideal candidate will have exceptional communication skills and will have a calm and very pleasant demeanor when working with a wide variety of people. 

·         Excellent computer skills including Excel, MS Word, MS Publisher, iContact, and Google products.

·         Ability to efficiently and effectively organize work and time.  Ability to work in an office with frequent interruptions.  Must be a self-starter.

·         Current driver’s license and vehicle

·         Ability to establish and maintain excellent working relationships with Habitat Wake staff, Advocacy Committee and elected officials.

MINIMUM EDUCATION AND EXPERIENCE REQUIREMENTS:

Bachelor’s degree required. The ideal candidate will have 2-3 years of experience in advocacy, public policy and public awareness campaigns and have formal education in these areas. The ideal candidate will have led advocacy efforts from a Christian framework.

APPLICATION PROCESS:

·         If interested in this position, please send a cover letter and resume to edmundo.yanez@habitatwake.org

NOTE:

The above statements are intended to describe the general nature and level of work being performed by individuals assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties and skills required of the position.  All employees may have other duties assigned at any time.

We are an equal opportunity employer. Applications are considered for positions without regard to veteran status, uniformed service member status, race, color, religion, sex, sexual orientation, physical or mental disability, genetic information or any other category protected by applicable federal, state or local laws.

THIS COMPANY IS AN AT-WILL EMPLOYER AS ALLOWED BY APPLICABLE STATE LAW. THIS MEANS THAT REGARDLESS OF ANY PROVISION IN THIS APPLICATION, IF HIRED, THE COMPANY OR IMAY TERMINATE THE EMPLOYMENT RELATIONSHIP AT ANY TIME, FOR ANY REASON, WITH OR WITHOUT CAUSE OR NOTICE.

 

 

Construction Superintendent - Habitat for Humanity of Wake County

The Construction Superintendent (CS) reports directly to the Director of Construction and is responsible for managing the construction and/or rehabilitation of safe, decent, affordable housing in accordance with applicable building codes and to the technical and quality requirements of HFHWC. The CS is required to understand detailed techniques and principles of house construction from start to finish. The CS will lead on-site construction staff, directing the activities of skilled and unskilled volunteers, and scheduling/overseeing the work of paid sub-contractors.

This is a Full Time Exempt position, including weekend work, Saturdays and occasionally Sundays. The CS will likely spend an average of at least five days per week, Tuesday – Saturday (minimum 40 hour work week with 8 hours days) on site. Workweek duration can be extended due to projects.

ESSENTIAL FUNCTIONS:

  • Supervise and coordinate all aspects of construction on assigned houses (currently 50-60 annually for the department), including: maintain house build schedules provided in start packs, making appropriate request for materials via I-Auditor app, scheduling city/state inspections, daily on-site work, advance preparation for volunteer work day activities, maintaining a safe work site environment by filing weekly safety reports that includes all injuries and unsafe conditions via the I-Auditor app, and overall quality control.
  • Supervise and coordinate all work of paid subcontractors, including: scheduling, adherence to building codes and inspections, and overall quality control.
  • Train and supervise all on-site volunteers and AmeriCorps members, volunteers, and volunteer site supervisors in construction practices, safety, and adherence to Habitat’s guidelines and policies. This supervision is of large groups averaging 40-180 volunteers per week.
  • Serve as an excellent ambassador of HFHWC and its mission to volunteers and the local community. Ensuring a positive volunteer experience and increasing the retention rate of volunteers.
  • Educate on homeownership duties, including: walk-throughs upon completion of construction, teaching of homeowner classes, and evaluating on-going homeowner/community needs.
  • Read and interpret building plans and specifications relative to construction process, in accordance to building codes and historical district requirements.
  • Correct or solve problems and issues of construction that happen prior to and during the building of homes (e.g. incorrect plan submittals, overestimation of material orders, inadequate quality control) to minimize or eliminate punch list items on the pre-move-in inspection and homeowner warranty concerns after move-in.
  • Coordinate daily housekeeping and organization, including: storage containers, site cleanliness, recycling bins & pick up, material reuse, and waste reduction.
  • Participate in special construction projects for community fundraisers, events or award ceremonies that involve construction of facilities as well as attend Habitat Wake events including: home dedications, Builders Blitz, Construction staff meetings and other Habitat Wake staff functions.

Knowledge, Skills and Abilities:

  • Effective management of people, time, and resources, within large groups and across a number of job sites simultaneously.
  • Construction knowledge and experience involving all aspects (carpentry, foundations, siding, roofing, skilled trades, finishing, painting, landscaping, etc.) of residential construction both rehabilitation and new construction.
  • Knowledge and understanding of current historical district requirements, North Carolina Building Code, and all other relevant Wake County municipalities’ codes, with ability to interpret and explain to unskilled volunteers.
  • Critical thinking and troubleshooting.
  • Excellent oral, written, and illustrative communication skills.
  • Awareness of social/community issues (e.g. poverty, affordable housing, community service, urban development etc.)
  • Diversity training/experience. Working in an environment with people of varying ethnicities, religions, socio-economic backgrounds.
  • Safety/First Aid training for emergencies on-site.
  • Current valid Driver’s License and work type vehicle.
  • Ability to create, sustain, and grow relationships with Habitat homeowners to instill the skills, knowledge, and pride required for successful homeownership dynamic neighborhoods, and an enduring commitment to Habitat.

MINIMUM EDUCATION AND EXPERIENCE REQUIREMENTS:

High school graduate or GED; a Bachelor’s degree is preferred. Two or more years of experience in the residential construction industry directly related to house construction and coordination of multiple sites/projects. Experience in leading and supervising unskilled volunteers is a must.

APPLICATION PROCESS:

·         If interested in this position, please send a cover letter and resume to edmundo.yanez@habitatwake.org

NOTE:

We are an equal opportunity employer. Applications are considered for positions without regard to veteran status, uniformed service member status, race, color, religion, sex, sexual orientation, physical or mental disability, genetic information or any other category protected by applicable federal, state or local laws.

THIS COMPANY IS AN AT-WILL EMPLOYER AS ALLOWED BY APPLICABLE STATE LAW. THIS MEANS THAT REGARDLESS OF ANY PROVISION IN THIS APPLICATION, IF HIRED, THE COMPANY OR I MAY TERMINATE THE EMPLOYMENT RELATIONSHIP AT ANY TIME, FOR ANY REASON, WITH OR WITHOUT CAUSE OR NOTICE.

 

 

Housing Rehabilitation Specialist - NCHFA

Main Objective

Provides professional support for Displacement Prevention Program (DPP) and Urgent Repair Program (URP). Oversees one of the Agency’s housing rehabilitation programs. Monitors and evaluates the performance of organizations funded under Agency housing rehabilitation programs. Provides technical advice to program recipients to promote more effective program and project design, more efficient performance and ensures compliance with program guidelines and regulations. Works with the Manager/Team Leader to improve existing programs and develop new programs.

Education & Experience

A bachelor’s degree from an accredited university in urban planning, building science, engineering, architecture or a related field, and at least three years of experience at the local level in operating a rehabilitation housing program, is required. A minimum of two years’ experience working with rehabilitation program at the state level is preferred. At least one year working with a nonprofit housing developer is preferred. A master’s degree in a related field may substitute for up to two years of experience at either level. An equivalent combination of education and experience may be considered.

Knowledge, Skills, & Abilities

Knowledge of housing rehabilitation, including building systems, housing and building codes, energy conservation technology, and cost estimating; knowledge of Federal and State low-income housing; knowledge of the housing development process and ability to work with others to develop successful housing projects; excellent oral and written communication skills, substantial computer skills, especially database and spreadsheet software as well as basic knowledge of Microsoft Office.

Closing Date: Open Until Filled

Click here for more information and to apply.

 

 

Lending Manager - CAHEC

Community Affordable Housing Equity Corporation (CAHEC) is currently seeking candidates for a Lending Manager.

This position will be responsible for the strategic planning, budgeting, raising and deployment of capital, and administering the operations of CAHEC and CAHEC Capital, Inc. lending programs.

Specific duties include:

  • Obtain and maintain certification as a Community Development Financial Institution for CAHEC Capital, Inc. and maintain the affiliate’s 501(c)(3) status.
  • Develop strategic plans and annual operating budgets.
  • Raise loan capital and pursue grant funding.
  • Be responsible for loan production goals, design and implementation of financial products and services, portfolio management, loan policies and systems, reporting and business development.
  • Originate, underwrite, and close loan transactions.

Education: Bachelor’s degree is required. A degree in a related field such as real estate, finance, business, city planning, or economics preferred. A Master’s degree is also preferred.

Experience: Three (3) years’ experience in real estate financing and lending, including knowledge of underwriting and partnership law and taxation. Direct experience and knowledge of the CDFI/community development financing industry, Low Income Housing Tax Credits, and other federal and state tax credit programs preferred. Experience in project management, strategic planning, and organizational administration.

Typical office equipment used: a computer with Windows operating system, Microsoft Office, Microsoft Outlook, Internet Explorer, printer, calculator, copier/scanner/fax, telephone, cellular device, and tablet computer. 

Salary: Commensurate with education, experience, and job performance. This position is classified as an exempt position.

Benefits: CAHEC is an equal opportunity employer that offers a competitive compensation and benefits package including company-matched 401(k) plan.

Company Overview: CAHEC is a non-profit tax-credit syndicator based in Raleigh, NC with the mission to provide communities affordable housing and opportunities for growth and revitalization by investing in qualified tax credit products throughout the southeast and mid-Atlantic region. CAHEC Capital, Inc. is an independently governed non-profit affiliate of CAHEC established to promote community development by providing capital, technical training, and other assistance to low- and moderate-income persons and communities.

For more information and how to apply: please visit the CAHEC website at www.cahec.com.

 

 

Originations Officer Southeast - NEF

The National Equity Fund, Inc. (NEF), the largest non-profit syndicator of low-income housing tax credits, is seeking an Originations Officer for our southeastern territory, with particular focus on Florida, Georgia, and the Carolinas.  The main functions of this position are to market, structure, negotiate, and originate low-income housing tax credit investments that are consistent with NEF’s objectives.  The Originations Officer is responsible for securing transactions in a manner which manages all expectations in order to maintain developer relationships while sill delivering anticipated benefits to investors.  Transactions must be structured up front, such that the viability of the real estate is maintained for the term of the Partnership, thus providing quality housing in communities across the region.  This individual is also responsible for cultivating and maintaining relationships with a variety of intermediaries, organizations, and agencies involved in the affordable housing industry, with particular attention to LISC non-profit organizations.

The ideal candidate will have a college degree in business, economics, urban planning, real estate, or finance.  Minimum 3 years’ experience in structuring and originating real estate transaction.  Prior knowledge and/or experience with the LIHTC program including affordable housing finance vehicles and state and local programs is a huge plus.  Skill sets must include superior oral/written communication; understanding of industry business terms, ability to work on numerous projects at once, strong analytical abilities and proficiency in Excel.  Applicant must possess competencies to market complex financing structures to non-profit and for-profit sponsors/developers.  Ability and willingness to travel is required.

We offer a competitive salary, along with a comprehensive benefits package.

Submit resume and cover letter with salary requirements via fax to (312) 360-0804, e-mail to rhall@nefinc.org, or mail to The National Equity Fund, Human Resources Department, 10 South Riverside Plaza, Ste. 1700 Floor, Chicago, IL  60606.

NEF IS AN EQUAL OPPORTUNITY EMPLOYER

 

 

Family Services Director - Habitat for Humanity of Orange County

About Habitat for Humanity of Orange County

Habitat for Humanity of Orange County (HHOC) changes lives by bringing together God's people and resources to help families in need build and own quality affordable homes in safe and supportive communities.  Since 1984, HHOC has built more than 250 homes locally and funded more than 170 homes internationally. HHOC is the local affiliate of Habitat for Humanity International.

Position Overview:

As a member of the senior management team, the Director works in close coordination with other department heads to create the vision and strategic direction of the organization. The Family Services Director (FSD) will also collaborate with other Habitat staff members, the Family Services Committee, and community organizations.  The Family Services Director (FSD) directly supervises the Homeowner Support Manager (HSM) and the Community Development Manager (CDM).

In collaboration with the Executive Director, the Family Services Director will carry out the Habitat mission by working directly with potential and current homeowners beginning with the application process. The Family Services Director will also provide counseling and education to homeowners about homeownership and budgeting.

This is a full-time exempt position, averaging 40 hours per week. The workweek is typically Monday to Friday.  Work outside normal business hours, including nights and weekends, is expected to accommodate our homeowners, volunteers, and partners.

The responsibilities of the Family Services Director include, but are not limited to:

Oversee Application Process

·         Work with construction department to determine build schedule/location and ensure a consistent flow of applicants.

·         Facilitate homeownership orientation sessions.

·         Ensure that the application process meets all standards from HFHI and government agencies.

·         Verify eligibility of applicants, and facilitate Family Selection Committee review of applications, scheduling and attending of in-home interviews.

·         Coordinate presentation of applicants for approval by Board of Directors.

·         Follow up with all applicants regardless of approval status.

Process Newly Approved Applicants

Responsible for reviewing the overall process of purchasing a home through HHOC, including the “Letter of Intent,” with individual families.

·         Develop and conduct workshops and training sessions focused on successful transitions into new homeownership.

·         Provide case management to families.

·         Work with future homeowners to ensure sweat equity requirements are met throughout the process and completed prior to closing.

·         Direct Homeowner Support Manager in preparation of and updates to the Family Services homeowner’s manuals.

Mortgage Originations and Closings

·         Work with the mortgage originator to ensure all necessary documents for origination and closing are prepared, in accordance with all municipal, state, and federal laws.

·         Provide individual 1st, 2nd, and 3rd mortgage counseling to new homeowners.

·         Prepare workbook for NCHFA, Town of Chapel Hill and Orange County.

·         Schedule family closings and move in date.

·         Attend Closing and sign HUD/ Closing Docs on Habitat’s behalf.

Mortgage Support

·         Direct the Homeowner Support Manager in the monitoring of the performance of the mortgage portfolio, specifically in identifying and mitigating delinquency issues.

·         Collaborate with the Finance Director (FD) and the outside mortgage service provider as necessary.

Special Programs

·         Manage home repurchase program: work with families interested in selling their homes back to HHOC, coordinate with appropriate staff throughout the process of the repurchase; determine marketing strategy to resell the house, show properties, process applications, and coordinate with appropriate staff throughout the resell process.

·         Work cooperatively with other housing non-profits, including instructing the Homebuyers Education Class and Community workshops as needed.

·         Offer counseling assistance to local families who are facing foreclosure.

Minimum Education and Experience Requirements

·         Bachelor’s degree from an accredited college or university

·        Minimum 5 years of experience in affordable housing, community development, mortgage lending, or financial literacy. Prefer 2+ of those years in a supervisory role

·         Housing Counseling Certification or its equivalent, or able to obtain the certification

·         Knowledge of mortgage lending, mortgage origination process, and fair housing regulations required

Qualifications:

·         A strong belief in the organization’s mission and vision

·         Competent with Microsoft suite of products

·         Detail-oriented, with strong planning skills

·         Initiative and independence in carrying out responsibilities

·         Excellent organization skills with an ability to prioritize and manage multiple tasks and a variety of demands

·         Strong self-motivation and the ability to work as a team member

·         Strength in managing and developing individuals and teams

·         Demonstrated ability to work effectively with people of diverse backgrounds and promote a positive working environment, spirit of cooperation and positive reactions to change and conflict resolution

·         Excellent interpersonal, communication and presentation skills, both written and oral, which transcend diverse audiences

·         Be willing to speak publicly on behalf of the organization to various groups

·         Valid driver’s license and vehicle for transportation around Orange County

·         Fluency in Spanish is preferred but not required

·         Familiarity with other nonprofit and community organizations in Orange County

To apply, please send a cover letter, resume, and references to info@orangehabitat.org.  No phone calls please.

HHOC is an Equal Opportunity Employer.

 

 

Executive Director - Partners Ending Homelessness

Mission: Partners Ending Homelessness leads a strong and stable system of care to end homelessness in Guilford County.

Vision: Guilford County will be a place where every resident has a home.

Partners Ending Homelessness is the lead agency and “Collaborative Applicant” for the Guilford County Continuum of Care that includes over 40 community partners. We work to increase coordination and collaboration to increase effectiveness in ending individual and family homelessness in our community.

Executive Director Job Description:

The Executive Director is responsible for the professional leadership and management of Partners Ending Homelessness. The Executive Director will provide and foster coordination and cooperation among diverse groups.  This position requires independent, results-oriented, strategic thinking and planning, attention to detailed information in a fast paced environment while working with both public and private sectors of the community.  Diplomatic and courteous engagement with policy makers, state and local leaders, funders, housing and service providers and staff are paramount attributes required of this position. The primary focus is to build capacity, strengthen partnerships and further the systematic development of the process of ending homelessness in Guilford County.

Major Responsibilities include but are not limited to:

Internal Organizational Responsibility

·         Board Relations- Staff meetings; execute Board strategies and plans, member development and engagement; provide transparency and clear communication for the overall operations of the organization.

·         Operations Management- Ensure development of a functional Strategic Plan, contractual compliance of grants managed and grants received, oversee all business operations, ensure organizational compliance with State and Federal laws, ensure all organizational policies are up to date.

·         Financial & Risk Management- Work with Finance Committee to develop annual budget and ensure annual Audit occurs, oversee fundraising planning and implementation (grants, sponsorships, contracts and donations), ensure adherence to highest ethical standards in business practices and generally accepted accounting best practices

·         Human Resources- Supervise all aspects of staff relations and responsibilities; effectively manage the human resources of the organization according to authorized personnel policies and procedures; maintain a climate that attracts, keeps and motivates a diverse staff of qualified personnel

·         Community Relations- Provide education and training to the broader community, energize the community’s response to homelessness, develop positive working relationships with community leadership, represent organization as main spokesperson, seek marketing and branding opportunities

Continuum of Care (CoC) Responsibilities-

·         Leading Guilford County’s Continuum of Care: Oversee the Collaborative Application Process for Continuum of Care grant (including writing the Collaborative Application); manage other local and federal funding competitions; research, write and support effective strategies and best practices to end homelessness; champion Housing First Philosophy and practice; ensure a team-oriented environment across the CoC that fosters healthy dialogue and opportunities to be proactive and creative in our efforts to end homelessness; ensure CoC Governance work is executed across the system.

 

·         Managing Guilford County’s Continuum of Care- Ensure successful completion of all HMIS related reporting; drive the use of data to inform decisions and accountability; oversee all training aspects of the CoC (through the PEH Academy and other opportunities); ensure CoC incorporates all Federal policies related to CoC, ESG, HMIS, Coordinated Entry/Assessment and other Federal partners policy/priorities into practice; empower CoC partners and leadership to grow in leadership and accountability; ensure workgroups are in place to meet the needs of the CoC

The ideal Candidate will have the following skills:

·         Ability to respond appropriately and work diligently with a variety of constituents

·         Experience leading and managing a complex professional team, non-profit or government agency, preferably involved in ending homelessness

·         Demonstrated expertise in current thought, best practice, and emerging trends in ending homelessness

·         Ability to rapidly review large amounts of information, analyze and identify underlying problems and suggest solutions

·         Experience in management of state and/or Federal/HUD grants, and program performance evaluation and monitoring related to ending homelessness.

·         Experience in developing, implementing, and/or administering programs in a non-profit, public sector or similar environment focused on ending homelessness.

·         Successful grant writing and fund development experience

·         Exceptional written and oral communications skills and general knowledge of media relations

·         Experience with Microsoft Office Suite

·         Public Speaking skills and the ability to disseminate, clearly and concisely, information before large groups of people

·         Excellent listening, assessment and problem-solving skills

Education and Experience:

·         Bachelors Degree required, Masters Degree in related field preferred (MSW, Public Policy, Public Administration, Regional Planning, Business Administration, Economics)

·         Experience leading complex teams, a non-profit or government agency (minimum of 5 years experience in a leadership capacity) focused on ending homelessness preferred.

Hiring Salary Range- $55,000 - $70,000

To Apply- Please submit Resume’, Cover Letter, and 3 Professional References to: PEH_ED_Search@partnersendinghomelessness.org. Position Open Until Filled.

 

 

IRC PATH Social Worker

Description:

The PATH (The Projects for Assistance in Transition from Homelessness) Case Manager position operates within the IRC’s PATH team. The Case Manager is responsible for overall case management of assigned guests. S/he will work in partnership with housing first and permanent supportive housing programs; provide guest-directed and recovery-oriented services; and assertively work to improve access to employment, benefits, and mental health/medical services. The PATH Case Manager must be able to work in the community and meet people experiencing homelessness in non-traditional, unstructured environments.

The PATH Case Manager reports directly to the PATH Team Leader.

Position Responsibilities:

● Provides case management for guests within the PATH program, including linkage, monitoring, referral service planning, advocacy, crisis intervention, intake, discharge planning, and related duties

● Provides assistance seeking benefits, housing, and community services

● Participates in on-call duties

● Performs duties relative to guest care. The duties must conform to recognized treatment modalities and program objectives according to standards and guidelines set forth by governing bodies.

● Maintains responsibility for guest progress while assigned as case manager, and must ensure continuity of care, as well as appropriate disposition of cases.

● Prioritize competing demands, projects and/or assignments to meet outcomes and designated timelines.

● Maintain accurate and timely records of activities and provide regular reports to PATH Team Leader

● Follows program policies and procedures and follows appropriate standards of care

● Works cooperatively with the PATH team and broader IRC staff

● Attends required trainings, programs, and community meetings as assigned

● Continually works to assure the welcoming atmosphere and hospitality of the IRC while also maintaining appropriate professional boundaries

● Maintains guest confidentiality, including all records, reports, and notes related to guests

● Positively represent the IRC in all interactions with guests, volunteers, and the general community

● Will be required to drive daily for meetings and visits with guests. Will work in varied home and community environments based on assigned caseload.

● Outreach activities that often involve moderate physical activity and engaging with clients in non-traditional settings such as tent encampments, heavily wooded areas, abandoned buildings, etc.

Minimum Required Qualifications:

● Bachelor's degree in Social Work, Psychology, or a health-related field with two or more years of post-degree experience working in behavioral health or community organization

● Direct service experience with and understanding of chronically homeless persons with serious mental illness or co-occurring diagnoses with substance abuse

● Detail-oriented, highly organized, able to manage multiple tasks and priorities, and independently set and meet goals and deadlines

● Open to constructive feedback and able to adjust work style accordingly

● Passion for the mission of the Interactive Resource Center

● Knowledge of issues related to poverty, homelessness, mental illness, trauma, substance abuse, health issues, etc.

● Excellent active listening and crisis intervention skills with the ability to exercise and model good judgment

● Ability to move freely around Guilford County in order to meet guests, collect documents, etc.

● At all times, maintains a valid driver’s license, observes traffic laws, and practices safe driving when transporting guests

● Maintains a functional, registered vehicle for transporting guests

Preferred Qualifications

● Either direct experience with homelessness and/or poverty or deeply personally impacted by homelessness and/or poverty

● Understanding of social justice work and community change work

● Appreciation of and contribution to diversity of organization

● SOAR certified

● Bi-lingual (Spanish and English)

Schedule and Salary:

This is a full-time, non-exempt position; evening and weekend hours will be necessary to fulfill duties. Travel will be required.

Compensation: $39,000 per year

The IRC is a social justice-oriented, grassroots non-profit that works with people experiencing homelessness, addressing both individual needs and structural contributors to homelessness. We are committed to participatory decision-making practices. Please visit our website (www.gsodaycenter.org) and facebook page (www.facebook.com/gsodaycenter) for more information about us.

To apply for this position:

1. Send a PDF of your resume and cover letter via email to allyson@gsodaycenter.org

2. Subject line should read: IRC PATH Case Manager position

3. Cover letter may be addressed to Allyson Clark, PATH Team Leader

4. Please no phone or email inquiries regarding the status of your application

     


CCCS Counselor - Action Pathways, Inc.

Type: Part Time/Non Exempt

Department/Location: CCCS/Fayetteville Branch Office

Entry: $18.00 per hr

Required Education & Experience:

Bachelor’s Degree in Counseling or related field and 2 to 4 years professional experience; or equivalent combination of education and experience.

Conditions of Employment:

Background check with state and Federal law enforcement agency required. Selected applicant must submit to a pre-employment substance abuse screening test and receive a negative result for the use of drugs and alcohol as specified in agency policies. Must submit and receive negative results for random testing of same. Must be able to pass a post offer physical examination.

Action Pathways, Inc. is an “at-will” employer. Either the employee or Action Pathways, Inc. may terminate the employment arrangement at any time, with or without cause.

Management has the exclusive right to alter this job description at any time without notice. The job description or announcement is not an employment agreement or contract.

General Duties & Responsibilities:

Provides financial counseling to individuals in debt and provides housing advice and assistance.

  • Confers with client to identify the financial goals and ascertain the available monthly income after living expenses to meet credit obligations.
  • Establishes payment priorities to assist the client overcome their financial indebtedness.
  • Counsel client on financial problems. Educate the client in sound financial principles. Assists clients to identify and modify ineffective money management behaviors.
  • Assists the clients to develop and revise a personalized action plan to achieve their financial goals. Provides follow-up case management as the clients work through their financial challenges.
  • Conducts group presentations on financial and housing related topics as directed.
  • Promotes the agency at community functions and trade shows.

Knowledge:

Applicant must be able to:

  • Read, analyze and interpret business publications. Speak persuasively to groups of stakeholders. Listens to others and obtains clarification as needed. Writes informatively. Edits work.
  • Calculate figures and amounts such as discounts, interest, etc.
  • Define problems, interpret data and establish facts. Exercise good judgment in evaluating.
  • Understand and use computer software applications.
  • Understand customs and relationships in the business and financial communities.
  • Ability to speak and write fluently in Spanish is a plus

Required Certifications:

Consumer Credit Counseling Certification from NFCC; Housing Counseling certificate from NCAHC; Reverse Equity certificate and Predatory Lending certificate from NCHFA or ability to successfully complete certification exams within 12 months required. Employee must maintain all certifications.

How to Apply:

Applications may be obtained at Action Pathways, Inc., 316 Green Street, Fayetteville, NC or download an employment application at www.Action Pathways.ngo. Applications and resumes must be received by 4:00 pm on the application closing date listed in the announcement. Please direct all applications to the attention of the Human Resources Department.

“An Equal Opportunity Employer”

Action Pathways, Inc. hires only United States citizens and lawfully authorized aliens who are in compliance with the

Immigration Reform and Control Act.

 

 

Director, Men’s Ministry - Raleigh Rescue Mission

Women’s Client Supervisors, Full- and Part-Time - Raleigh Rescue Mission

Donation Center and Store Associate - Raleigh Rescue Mission

Program Coordinator, Emergency Overnight Services - Raleigh Rescue Mission

Raleigh Rescue Mission is accepting applications for the above positions. For more information, please visit: http://www.raleighrescue.org/about-us/employment/

 

 

Credit and Mortgage Counselor Job Description - Cape Fear Habitat

Cape Fear Habitat for Humanity is an ecumenical Christian housing ministry, dedicated to eliminating substandard housing and creating affordable homeownership opportunities. This mission is dedicated to a process of mutual help and respect, involving community volunteers and those with housing needs working in partnership. In this environment, employees may be required to work during non-traditional business hours when needed.

Reports to: Director of Homeowner Services

Work Hours:
Mon, Tues, Wed, Thurs, Fri, 8:30 am to 5:00 pm
Evenings & Weekends as needed

Exemption Status: Non-Exempt

Responsibilities: This position will be responsible for the complete financial snapshot of each Partner Family working through the Homeownership Program, from the point of application to closing, and all related calculations and required reporting both during the process and post-closing.

This job description should not be construed to imply that the requirements listed are the exclusive standards of the position.  The Director of Homeowner Services reserves the right to assign or delegate other tasks as necessary.

Duties include:

General Statement of Duties

  • Provide client screening and financial intake, which includes collection and verification of all income documentation.
  • Compile household income with calculation of Area Median Income percentages and debt-to-income ratios.
  • Offer one-on-one counseling to applicants, existing program participants and existing Habitat homeowners, seeking information and assistance regarding housing, financial issues, debt management plans, and other budget-related matters.
  • Prepare documentation and enter data for funding sources, ensuring accurate compliance of all lending requirements.
  • Develop, maintain and increase visibility of any new and existing financial programs to clients and other agencies.
  • Facilitate and develop curricula for financial education workshops/seminars for diverse groups in a variety of internal and external settings.
  • Consistently provide excellent, individually-tailored client service in a culturally competent manner.
  • Maintain knowledge of community resources. Refer and advocate for clients in accessing community resources.
  • Maintain accurate written documentation of all services provided in accordance with agency compliance standards.
  • Represent agency at conferences, agency fairs and media interviews, etc.
  • Provide financial training and oversight to interns, volunteers and new-hires when necessary.
  • Other related work as assigned by Director of Homeowner Services.

Requirements

  • Bachelor’s degree in related fields of study or experience
  • 2+ years’ of experience preferred.
  • Knowledge of consumer credit, affordable housing regulations, debt management, and general financial counseling.
  • Experience with group facilitation, client interviewing, and public speaking
  • Knowledge of local community resources preferred.
  • Verbal and written fluency in Spanish a plus, but not required.
  • Valid NC driver’s license access to reliable transportation is required
  • Strong attention to detail
  • Organization a must
  • Commitment to excellent customer service
  • Excellent computer skills required with experience in Excel, Outlook, W ord and PowerPoint
  • Familiarity with Calyx or similar product a plus.
  • Excellent written and verbal communication abilities
  • Ability to prioritize and manage multiple responsibilities
  • Meet all deadlines agreed upon with the Director of Homeowner Services
  • Demonstrate persistence in meeting difficult challenges
  • Sensitivity to confidential information

Please submit resume, cover letter and three business references to creditcounselor@capefearhabitat.org

 

 

Community Integration Expert/Liaison

Group: Policy, Planning and Technology

Reports To: Director of Policy, Planning and Technology

Main Objectives:     Oversees and initiates strategies and programs to ensure the placement of clients with disabilities into community living arrangements to meet the state’s Olmstead Agreement or to comply with similar mandates.

Essential Functions:

1.      Serves as primary liaison between the Agency and the Department of Health and Human Services for the Transitions to Community Living Initiative and the Olmstead Agreement with the Department of Justice; provides status updates on activities to the Agency’s Leadership Team and the Board of Directors; may represent the Agency to the General Assembly and Governor’s Office.

2.      Engages with all levels of staff at MCOs/LMEs across the state to monitor client caseload eligible under the state’s Olmstead Agreement and ensures appropriate progress is made in housing clients at a rate to ensure success with the 2020 objective; identifies obstacles and challenges to client placements throughout the system.

3.      Provides assistance and problem solving to all the partners working collaboratively to provide successful placement of clients in community living arrangements, in particular troubleshooting with project owners, management companies, and supportive service providers to overcome barriers to successful tenancy.

4.      Coordinates the use and improvement of information systems by the Agency and its partners to identify available apartments for clients eligible for community living; tracks the turnover of apartments in existing developments that are covered by Targeting Plans; forecasts the availability of apartments in new developments that are covered by Targeting Plans; ensures that MCO/LME and DHHS staff have reliable information on all apartments covered by Targeting Plans that are, or will be, available for clients.

5.      Creates reports on a range of metrics to ensure that all partners in the Transitions to Community Living Initiative are knowledgeable about progress being achieved and challenges that require special attention; conducts meetings with a wide range of partners to foster better understanding and cooperation.

6.      Works to create new housing opportunities for clients with disabilities by expanding creative partnerships with nonprofit and for profit entities including PHAs, CDCs, CAAs, and members of the Apartment Association of NC; designs new linkages to federal, state, or local rent subsidy programs.

Additional Work Duties: Other duties as assigned.

Education and Experience:  Bachelor’s degree in social work, public administration, or a related human service field; Master’s preferred, and five years’ experience in supportive housing programs or affordable housing programs that are targeted to persons with disabilities.  A equivalent combination of education and experience will be considered.

Knowledge, Skills, and Abilities:  Strong verbal and written communication and problem solving abilities.  Thorough knowledge of affordable rental housing programs that are offered by HUD, USDA, and NCHFA.  Understanding of supportive housing for adults with disabilities and the ability to translate the concept into action.  Ability to interpret Federal and State laws and administrative rules governing housing programs including Landlord, Tenant, and Fair Housing Law.  Working understanding of database programs and an ability to use information systems for tracking and researching.  Report writing and project management skills are needed.  Ability to travel across the state regularly with some overnight trips necessary.

To apply: http://www.nchfa.com/Applications/HR_Jobs_Online/HR_Job_Info.aspx?JobID=119

 

 

Fair Housing Testers

Do you have a commitment to civil rights, a flexible schedule, and an interest in playing a vital role in ensuring equal housing opportunities are provided to all?  If so, you may be interested in becoming a tester for the Fair Housing Project of the Legal of North Carolina(LANC).

To become a tester, you must attend a training workshop where you will about fair housing law and how to conduct a fair housing test. LANC will provide you with training materials before you are sent on a testing assignment. Testers are paid for attending the training, and are given a stipend and reimbursed for their mileage when conducting tests.

If you would like to apply or have questions,  please email Jennifer Lozano at jenniferl@legalaidnc.org or call 919.861.1885.

 

 

Wake Habitat Home Preservation Site Supervisor – Temporary Position

Department: Construction Department

Location: Habitat for Humanity of Wake County Construction Office

Supervisor: VP, Construction

SUMMARY:

Home Preservation Site Supervisor is responsible for overseeing the Habitat Wake work site to make sure general volunteers and Family Partners are working in accordance to the standards set by Habitat Wake. The Home Preservation Site Supervisor is also responsible for overseeing the on-site AmeriCorps and Crew Leaders. This is a temporary position, including weekend work, Saturdays and occasionally Sundays for about 2-3 months. The Site Supervisor will likely spend an average of five days per week (40 hour work week with 8 hours days) on site ensuring the implementation of Home Preservation, compliance of all regulations for AmeriCorps and Habitat for Humanity and improving customer service while protecting the organization’s brand.

WORK PERFORMED

  • Work with Home Preservation Program Manager, determine scope of work and materials needed to implement and successfully complete approximately 40 Home Preservation projects per year.
  • Maintain the quality of the Habitat Wake volunteer experience by providing orientation, leading volunteers when necessary and providing training and demos on the Home Preservation site to ensure that all work is completed to HFHWC standards.
  • Monitor Home Preservation sites for safety compliance and ensure safety protocols and procedures are followed. Site Supervisor will model safety procedures on site.
  • Maintain ongoing tracking and filing systems for documenting all pertinent information related to Home Preservation projects including site paperwork, assessments and volunteer sign-in sheets.
  • Pick-up and order supplies as needed from Lowes in addition to inventory of supplies in the van and warehouse.
  • Drive to and from sites with the HFH van to drop off and pick up supplies as needed and ensure compliance with all HFH rules and Wake County laws. Help set up sites at the beginning of the site and break down sites at the end of the day.
  • Collect program evaluations from sites to make sure contacts are happy with the projects and program as a whole.
  • Work focuses on existing home repairs, remodels, and weatherization.

Knowledge, Skills and Abilities

·         Effective management of people, time, and resources, preferably within large groups, and across a number of job sites simultaneously.

·         Multi-tasking of coordination, scheduling, supervision, and teaching.

·         Construction related experience, involving all aspects (e.g. carpentry, foundations, siding, roofing, skilled trades, finishing, painting etc.)

·         Knowledge and understanding of current historical district requirements, North Carolina Building Code, and all other relevant Wake County municipalities’ codes, with ability to interpret and explain to novices.

·         Leadership in supervisory role, and willingness to take initiative.

·         Strong decision making abilities to accomplish tasks quickly and efficiently.

·         Critical thinking and troubleshooting.  Working in an ever-changing environment where there is a need to encounter problems head-on and to resolve them with creative solutions.

·         Coordination of sub-contractors & vendors

·         Ability to manage multiple jobs at once.

·         Business skills/maintenance of finances.  Adherence to Habitat Wake budgeting, job-costing, and coding of invoices.

·         Communication: in-house (with other Habitat Wake staff in meetings, e-mail updates, etc.), out-of-house (e-mail updates, faxes, phone, in person, etc.).  Includes excellent oral, written, and illustrative skills.

·         Awareness of social/community issues (e.g. poverty, affordable housing, community service, urban redevelopment)

·         Diversity training/experience.  Working in an environment with people of varying ethnicities, religions, socio-economic backgrounds.

·         Safety/First-Aid training for emergencies on-site.

·         Attention to detail and overall quality control.

·         Technology skills with computers, faxes, phones, photocopiers, calculators, etc.

·         Current driver’s license and vehicle.  Helpful if experienced in operating heavy machinery.

·         Flexibility to work evening and weekend hours as needed for meetings and projects.

·         Ability to establish and maintain excellent working relationships with manager, co-workers, and other Habitat Wake staff.  Ability to work as part of a functionally diverse team.

·         Ability to create, sustain, and grow relationships with Habitat homeowners to instill the skills, knowledge, and pride required for successful homeownership, dynamic neighborhoods, and an enduring commitment to Habitat.

·         Demonstrated skill in professionally representing oneself at all times.

MINIMUM EDUCATION AND EXPERIENCE REQUIREMENTS:

  • BA degree and/or 2-5 years of relevant experience in the non-profit/design/construction sector.
  • Excellent project management, leadership and interpersonal skills, as well as the ability to work independently.
  • Interest in community development/community service.
  • Creative problem solving skills

COMPENSATION:

Compensation will be negotiated within Habitat Wake’s overall compensation structure commensurate with a Superintendent level position. Health and retirement benefits included.

APPLICATION PROCESS:

·         If interested in this position, please send a cover letter and resume to: edmundo.yanez@habitatwake.org

NOTE:

We are an equal opportunity employer. Applications are considered for positions without regard to veteran status, uniformed service member status, race, color, religion, sex, sexual orientation, physical or mental disability, genetic information or any other category protected by applicable federal, state or local laws.

THIS COMPANY IS AN AT-WILL EMPLOYER AS ALLOWED BY APPLICABLE STATE LAW. THIS MEANS THAT REGARDLESS OF ANY PROVISION IN THIS APPLICATION, IF HIRED, THE COMPANY OR I MAY TERMINATE THE EMPLOYMENT RELATIONSHIP AT ANY TIME, FOR ANY REASON, WITH OR WITHOUT CAUSE OR NOTICE.

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